Arvo writes the appeal for your denied insurance claim.

Send a photo of the letter. Arvo finds your real deadline, asks what only you know, and drafts an appeal that cites your plan’s own rules. Nothing is sent until you sign.

Appeal your claim How it works
Arvo

A real example, start to finishA photo of the letter in; the deadline and one question back; a signed appeal out.

The Arvo app: Send the photo
Send the photoA phone photo or a PDF.
The Arvo app: Check what it read
Check what it readAnd see your real deadline.
The Arvo app: Answer what only you know
Answer what only you knowEvery question is skippable.
The Arvo app: Sign and send
Sign and sendNothing goes before you do.

Why appeal

Fewer than one in a hundred denials is ever appealed. Many of the ones that are, win.

Denials and appeals, 2024View source
  1. 1In-network claims deniedHealthCare.gov plans19%
  2. 2Denials that were appealedHealthCare.gov plans<1%
  3. 3Prior-authorization denials appealedMedicare Advantage11.5%
  4. 4Appealed denials reversedMedicare Advantage80.7%

Sources: KFF, HealthCare.gov plans; KFF, Medicare Advantage. The two describe different populations.

Nothing is sent without you

You sign the letter and you send it, or tap “Fax it now”. Arvo is not your lawyer or agent.

Read what Arvo is not

How it works